Blue Cross Blue Shield of Florida is a non-profit, independent license holder of the Blue Cross Blue Shield Association. With offices located in Pensacola, Jacksonville, Tampa, Miami, Fort Lauderdale and Orlando, it is one of the stateýs largest providers of health insurance products and services. It is also one of the oldest health insurance companies in the state, going back to the original Florida Hospital Service Corporation in 1944. Employing more than 6,000 people makes them a primary employer in Florida as well. A full range of products has been developed to provide Floridians with the coverage they need, at an affordable price.
From Group and Family plans, to flexible spending and health savings accounts, Blue Cross Blue Shield of Florida, has health insurance that is right for you, whatever stage of your life. As health care needs have grown and changed, so have the products available. The family of BlueOptions plans has been designed around families and individuals under the age of 65. The solutions offer options that allow you to make the choices needed to provide the best care for your specific lifestyle and health needs. The Predictable Cost plans offer coverage with standardized co-payments and coinsurance amounts as well as annual deductibles that are based on the calendar year.
In this type of Blue Cross Blue Shield of Florida plan, well care and preventative maintenance aspects of health care have no deductibles. For other health care treatments, there are a variety of deductibles to choose from. The comprehensive pharmacy program includes name brand as well as generic prescription medications. Depending on the options selected for the plan, policyholders can have coverage for a variety of outpatient therapies from speech and occupational therapies to massage and spinal treatments. Although there are no referrals required to see a specialist, choosing from the NetworkBlue provider list will help keep deductibles low.
BlueOptions Temporary Insurance was created by Blue Cross Blue Shield of Florida in response to the difficulties caused by the challenging economic climate. Individuals that are between jobs and those who have just started a new job can purchase coverage for small increments of time, from 30 to 180 days. This plan covers hospital and physician services in or out of network. The pricing and options available help reduce costs incurred by unexpected circumstances. As one of the largest health care providers in Florida, we can customize a plan that meets your healthcare needs while keeping the coverage affordable.