Blue Options Plan 504

Blue Options Plan 504 is a basic, conventional health plan that is based on the Predictable Cost model that was created by Blue Cross Blue Shield of Florida. In an effort to make health insurance more affordable for every consumer, BCBS has created the Blue Options program that limits the amount people pay for insurance by only providing them with the services that they need or offering predictable cost solutions that are more affordable than typical health insurance plans and policies. This is one of dozens of plans that there is to choose from, but is one of the most popular plans available.

Blue Options Plan 504 has a low deductible and variable copayments depending on the services that are rendered. Wellness office visits are covered, with a $35 copayment required. Specialty visits require a $50 copayment, and urgent care requires a $60 copayment. Prescriptions are $10 for generic medications, brands have a 40% coinsurance payment required, and non-preferred medications are subject to a 50% copayment. Mental disorders are covered, as are maternity services as long as you opt for the added rider to cover the maternity care that you need. Outpatient and inpatient hospital services are subject to deductibles and copayments that are lower than many other insurance plans available today.

These plans are very basic, and the Blue Options Plan 504 makes getting health insurance easy for anyone. It is designed to be a 100% plan, which means that once the maximum is reached ($2500 per family member) for deductibles and copayments, your costs are all covered aside from medications that you need for the remainder of the insured year. Copayments are not based on a calendar-year deductible schedule, but are put into effect once the policy is started.

Blue Options Plan 504 offers an alternative to traditional health insurance for anyone who needs it. All basic services are covered and there are limits and copayments that are affordable for almost everyone with this plan. By taking the time to check out these new healthcare plans from BCBS of Florida, it is easier than ever for anyone to get the healthcare coverage that they need. Predictable cost plans make it simpler to get healthcare services and know that you arenýt going to be buried in medical bills, and are doing their part to cut down the increasing number of Florida residents who currently have no health insurance coverage.