Blue Options Plan 597
Blue Options Plan 597 is one of the four plans that is part of the Blue Cross Blue Shield of Florida Integrated Health and Dental plans. This plan is designed to provide all the basic healthcare services through a vast PPO network that spans the entire state, as well as dental care services including cleaning and preventative visits. You can get discounts on prescriptions, non-necessary products and services like teeth whitening and cosmetic services, and a variety of other benefits with this plan and the other integrated plans in the Blue Options Program.
The Blue Options Plan 597 does NOT cover name-brand prescription medications, but offers generic coverage to insured members. The plan also has mental health benefits, hospital and surgical coverage solutions, and in-network and out-of-network provider options and benefits for people who need to use specific medical providers for their services. You can be as picky as you want with this plan because it is designed specifically to help people who need coverage, regardless of whether they have existing providers or not. The entire Blue Options Program offers non-network coverage options that are typically twice the cost of in-network services.
Blue Options Plan 597 typically comes with low deductible and copayments for doctor visits. It also offers a maternity care rider if you choose to add it on, with a 30-day waiting period for services. The deductible can be $2500 or $1500, depending on the maternity plan chosen. Blue Options plans all include the maternity rider optional benefit at the same rate, and the integrated plans are typically the ones where it is utilized the most. Of course, there are many extra benefits and types of coverage offered with these integrated plans, including special care and services and even urgent care benefits.
Blue Options Plan 597 is one of four plans that are nearly identical, with the only real difference being the amount of the copayments, deductibles, and monthly premiums. By taking the time to review the available plans, you will be better able to determine which health insurance plans best suit your specific needs. Blue Cross Blue Shield of Florida is one of the most respected and affordable insurance companies in the state and you can count on them to provide you with what you need. For more information or help in choosing the right plan, consult an agent near you today. You can also research these plans online to learn more.
